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Closing Your Credit Card Account
By Joseph Kenny


Bad Credit Loans
Have you been refused credit on the past? Are CCjs causing your problems and missed payments weighing heavily on your credit score? Looking for a loan is pointless isn`t it, or that`s how you see it anyway. Just because your finances haven`t been squeaky clean in the past that shouldn`t stop you from getting a loan in the future. It`s possible to secure one of the Bad Credit Loansthat are currently available. Loan comparison sites can work on your behalf to find you the best loan available. They have contact with hundreds of loan providers and can search out the best deal for your needs right now. Ok, so your credit history has been patchy in the past but that shouldn`t deprive you of taking out one of the Bad Credit Loansin the future. Your circumstances might have changed and you can afford the monthly repayments withh ease; you just need to secure a loan first. Look at the online loan comparison site and you can enter a few details that can start the ball rolling. Once the loan comparison site has found you a great deal they`ll get back to you with the details and you`ll secure one of the Bad Credit Loansbefore you know it.

Article02.html
Many people in the UK, in fact as many as one in three UK taxpayers have paid too much tax! Greer & Taylor LLP a respected and trusted accountancy service provider has just launched a new website The Taxation People which can be found at www.thetaxationpeople.com the new online tax refund service is dedicated to getting the maximum legal tax refunds for indviduals whatever the circumstances on a `No Win No Fee` basis The Taxation People offer a online service, with a simple and easy to follow process that will guide you along the way as you get the refund you are entitled to. In the `my account` section of their site you can track the progress of your refund application and ask questions using a secure service. I would urge you to check out www.thetaxationpeople.com, where you can enlist the help of the The Taxation People who will get you the Tax Refund you are entitled to. Greer & Taylor LLP will be following up the success of their Tax Refund service The Taxation People by launching a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.


It is one of the most frustrating feelings in the world. You?re trying to rid yourself of your debts. You?re putting more and more of your paycheck towards your credit cards. You?re gradually paying them off. Finally, the day arrives when you clear the entire outstanding balance. The card is finally cleared. A huge weight has been lifted from your shoulders and you can go to sleep at night knowing that you?ve got one less worry in life.

Credit Card Company

Does your credit card company share your joy? Do they congratulate you on taking care of a pressing anxiety in your life? In fact they do the exact opposite. It?s not really surprising, after all you?re their customer and they?re losing your business. But who would have guessed the lengths they go to stop you closing your account. Recently my wife has been closing a couple of credit card accounts and when she zeroes out the account and calls to tell them to close it, she?s sometimes insisting with them for ten minutes that she doesn?t want the account any longer, she doesn?t need it for emergencies, she doesn?t want a lower interest rate, and she doesn?t want any special offers. She just wants to close the account.

Our Personal Experience

Bad as that sort of behaviour is, it?s not the worst. On one of her credit cards, she had a magazine subscription. She had tried cancelling the subscription but the company involved refused to stop charging her account. So when the time finally came that she could close her account she paid them off, paid off all her other bills, and told the credit card company that she wanted to close her account. After the usual to and fro, they finally agreed to close her account for her.

Hey! We Cancelled!

Thinking all her accounts were closed we went on a trip. When we returned two months later, two bills were awaiting her from the company. The magazine company had not surprisingly attempted to bill her again. She thought she was free of them by closing the account they had access to. Well, the card company, without notifying her or conferring with her in any way, simply paid the magazine company, and billed my wife. When we didn?t pay they that they allowed a charge from the magazine company for the next month and added a late payment charge. When we returned she owed over $100 on an account they had confirmed with her they had closed.

We?re still disputing the charges but the bottom line is it?s pretty hard to escape the nasty clutches of credit card companies.

For more information about this article and/or the author visit http://www.creditcards121.com/

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