Unsecured LoansAnother large garage bill makes you wonder if it`s really worth spending any more money on the car. It has reached the time in its life when it`s started to cost you in upkeep and a newer model might prove to be less bothersome. With no savings to speak of you might be considering one of the
Unsecured Loans that a price comparison site has pinpointed for your needs. You looked at the
Unsecured Loans a few months ago but haven`t done anything about it since. Using the website that searches for low cost loans is easy as you simply enter the loan amount that you are interested in, the time period that you need it for and the purpose of the loan. The company will also need your employment status and some information about you. An initial assessment will take place for the best quote available and once the loan comparison sitee has found the best quote, they`ll be in touch with you. Think about the type of car that you could get with one of the
Unsecured Loans and how much cheaper it would be to run. You could even combine a few of your other smaller loans into the new one to cut down on your monthly outgoings.
Article03.htmlMany people in the UK, in fact as many as one in three UK taxpayers have paid too much tax!
A new `No Win No Fee` tax refund service has just been launched by Greer & Taylor LLP on a dedicated new website
The Taxation People which can be found at www.thetaxationpeople.com where you can find out all the infomation need before making the decision to apply for a tax refund.
The Taxation People offer a cost effective `No Win No Fee` online service, with a simple and easy to follow process they will guide every step of the way as you apply for a the refund.
I would urge you to check out www.thetaxationpeople.com, where you can enlist the help of the
The Taxation People who will get you the Tax Refund you are entitled to.
The Taxation People are a trading name of Greer & Taylor LLP a respected and trusted accountancy service provider who is moving to provide a number of online services. Initially they are only offering the Tax Refund service that can be found at www.thetaxationpeople.com, but Greer & Taylor LLP are about to lauch a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.
There is a law all smart people break.
Parkinson`s law.
Parkinson`s law states that "work expands so as to fill the time available for its completion." It was first coined by C. Northcote Parkinson in the book Parkinson`s Law: The Pursuit of Progress.
A common derivation of that is "expenses rise to meet your level of income." Has that happened to you? It happened to me in 1991 and I`m particularly aware that it could happen to me again in 2005.
In 1991 I took my BS in finance and started a carpet cleaning business...like most finance majors, of course! I learned the business for a couple months and was earning a whopping $200-$300 per week working for someone else.
When I left that company and went out on my own, the ad I used FLOODED me with business. I had 15 calls by 10:30AM the day the small ad first ran. The answering service told me every "little old lady in Saratoga was calling".
So almost immediately I went from making $200-$300 a week to making upwards of $1000 per week.
WOW...23 years old and making that much money WORKING FOR MYSELF was great fun...had a great boss!
I don`t remember what I spent all the money on other than one of those nationwide pagers but my spending
rose dramatically. But guess what? At $7.95 per room for carpet cleaning it doesn`t take a math major to
figure out I was working very hard to earn $1000 a week. So, of course I got tired and lazy and slowed down.
My income level dropped to some level probably near $500 per week but my lifestyle didn`t and you can figure
out the rest.
If, while earning $1000 per week I was living like I made $400-$500 per week I would have been sitting pretty...
or whatever the male equivalent of sitting pretty is! :>)
Recently in a workshop I had a woman relate her story. Her husband had been out of work because of injury for
about a year. They had been living on only her income for that time. Before his injury they had been living on two
incomes and usually had just enough money to meet all their expenses.
The injury had her worried. How could they do it on one income?
Somehow, THEY MADE IT. All the bills were paid on time. They didn`t take any drastic measures like canceling
the cable or pulling apart the 2-ply toilet tissue to get 2 rolls out of every one.
This gal was amazed and tremendously EXCITED because her husband was going back to work soon and she
was going to be able to put a large chunk of one entire income toward eliminating all their debt using my program.
(Do you have it yet?) Two thousand dollars a month put under your mattress or towards paying off a debt is
$24,000 per year or $120,000 after 5 years.
This family was forced to break Parkinson`s law and you see how it dramatically improved their lives. The silver
lining in the cloud.
Don`t be forced to break the law...do it voluntarily starting today. If you are a two-income household pretend
that one of the incomes is now gone. If you are a one-income household advertise for a wealthy widow or
widower and then pretend that your income was slashed in half.
Keep track of every penny you spend...write it down...put it in your Quicken, Microsoft Money or any spreadsheet
program...just get it on paper so you can see it.
Be brutal about it and I`ll bet you can live on half of what you now make. Take the "missing" half and pile it on
your debt. (you know which debt don`t you?)
Break Parkinson`s law and you`ll never be sorry!
