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Save Money On Your Grocery Bill
By Shannon Jarvies


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Many people in the UK, in fact as many as one in three UK taxpayers have paid too much tax! The Taxation People, are a forward thinking online accountancy service that specialise in helping people who might be eligible for a tax refund. They offer a online service, with a simple and easy to follow process that will get you the refund you are entitled to. I would urge you to check out The Taxation People, where if you have been or are currently employed The Taxation People can help you get a Tax Refund. The Taxation People are a trading name of Greer & Taylor LLP a respected and trusted accountancy service provider who offers a number of online services. Initially they are only offeering the Tax Refund service that can be found at www.thetaxationpeople.com, but Greer & Taylor LLP are about to lauch a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.

Unsecured Loans
Another large garage bill makes you wonder if it`s really worth spending any more money on the car. It has reached the time in its life when it`s started to cost you in upkeep and a newer model might prove to be less bothersome. With no savings to speak of you might be considering one of the Unsecured Loans that a price comparison site has pinpointed for your needs. You looked at the Unsecured Loans a few months ago but haven`t done anything about it since. Using the website that searches for low cost loans is easy as you simply enter the loan amount that you are interested in, the time period that you need it for and the purpose of the loan. The company will also need your employment status and some information about you. An initial assessment will take place for the best quote available and once the loan comparison site has found the best quote, they`ll be in touch with you. Think about the type of car that you could get with one of the Unsecured Loans and how much cheaper it would be to run. You could even combine a few of your other smaller loans into the new one to cut down on your monthly outgoings.


We`ve all heard about certain ways to cut your grocery bill like avoiding the grocery store when you`re hungry, using coupons on double coupons day, and buying only the items on your list. These are all good tips and we should keep using them. However, I`ve found a few pointers that might help you save even more on your grocery bill.

The first thing you need to do after you`ve made your grocery list is to try to figure the total cost of your grocery bill. Make sure you`ve got everything on the list that you`ll need because after you`ve made an educated guess you`re going to go to your purse (or wallet), take out the cash and leave the rest behind. Believe me, this will definitely cut back on the unnecessary extras because you won`t have the credit cards to fall back on. And if you`re like me, you`d rather be hung upside down by your toe nails than be found short at the check out.

Don`t be afraid to look on the day-old bread rack or in the "about to expire" section of the meat department. You have to be careful, but you`ll probably be able to tell whether the item is good. Just make sure to use it right away, don`t let it sit in your refrigerator for a week. Who knows, it just might "meat" your expectations and save you money in the process!

Another thing to think about is the time of day, time of week and even time of month that you are shopping. I`ve found that early in the morning and in the middle of the week is when the grocery stores are less busy and you`ll be able to get more efficient shopping done. Be careful not to go on the first day or two of the month. Some stores have been known to raise prices because that is the time that social security and welfare checks go out.

Buy in bulk when it makes sense. If you`re shopping at Costco or Sam`s Club you still need to comparison shop. I`ve found that some of the items are just as inexpensive at our local grocery store and there have been times when Costco`s or Sam`s Club prices where higher. So most of the time it makes sense for me to get most of our groceries at my local store because we live two hours away from Sam`s Club

Look high and low for savings, literally. The grocery stores purposely place the higher-priced name brand items at eye level. The lower priced generic and store brands are usually higher and lower than the brand name items. Remember that the generic brand or store brand isn`t always the less expensive. Some stores I`ve been to list the cost per ounce, or per item (trash bags) so be sure to compare these prices when shopping.

Last but not least, if you`ve got kids at home try to find another mom to trade shopping times with. It`s a lot easier to shop without kids, you won`t be tempted to buy extras just to keep them quiet and you`ll have more time to comparison shop. Your chances of having an enjoyable shopping experience will go up as well as their chances for survival!

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