My Financial Affairs For You
Welcome to My Financial Affairs For You!

Finance Articles


Home
:: About Us
:: Contact Us
:: Article
:: Reports
:: Links
:: Site Map

Related Links


True Value
By Al Thomas


Article02.html
Many people in the UK, in fact as many as one in three UK taxpayers have paid too much tax! Greer & Taylor LLP a respected and trusted accountancy service provider has just launched a new website The Taxation People which can be found at www.thetaxationpeople.com the new online tax refund service is dedicated to getting the maximum legal tax refunds for indviduals whatever the circumstances on a `No Win No Fee` basis The Taxation People offer a online service, with a simple and easy to follow process that will guide you along the way as you get the refund you are entitled to. In the `my account` section of their site you can track the progress of your refund application and ask questions using a secure service. I would urge you to check out www.thetaxationpeople.com, where you can enlist the help of the The Taxation People who will get you the Tax Refund you are entitled to. Greer & Taylor LLP will be following up the success of their Tax Refund service The Taxation People by launching a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.

Homeowner Loans
Another bill has just landed through the letterbox and your still haven`t paid the monthly direct debt to the utility firm. You`ll have to sort out funds for your credit cards next week and then there are the catalogue payments to make. It`s the same story each and every month where you struggle to keep on top of your regular payments. Having taken out dribs and drabs of loads over the last few years you now have to pay a number of companies back. What if you could amalgamate all of your loans into one fixed monthly payment? Suppose you could reduce the amount that you pay each month by spreading the payments over a longer period of time. Look into the various Homeowner Loansthat are available at the moment and you could end up paying less in repayments each and every month. Price comparison sites are the places to look if you want one of the Homeowner Loans. They`ll scour the marketplace searching for Homeowner Loansthat will suit your individual needs. Combine all of your debts into one slightly larger loan amount and you should have more money each month that can be put away for a rainy day.


When buying a stock, mutual fund or Exchange Traded Fund (ETF) investors want to know they are receiving a good value for the money. It seems there are many methods of judging value. Most of them are complicated and many are subjective to the writer?s opinion. What is the true value now?

We all remember that as the market fell from its dizzying heights in 2000 that so-called analysts told the investment public not to worry as the correction only made the stocks more valuable. Yeah, and pigs can fly.

Any investor who has been through a market ?correction? (some of which drop 25% to as much as 60% or more) will tell that it is at the top that everything could not be better. Consumer confidence is high. Unemployment is low. Companies are making money. Mergers are going gangbusters. All the talking heads on the radio and TV are cheerleaders for buying just about any stock certificate ever printed. Put you hand in your pocket and hold tightly to your wallet.

The story remains bullish as the market tumbles. The values are wonderful according to Wall Street. If the values are so great then who is selling?

Why does anyone want to know if a stock or fund is a ?good? value? The only reason is to find out if the equity will appreciate in price. The bottom line is will the investor make money if that issue is bought?

There are literally hundreds of methods and formulas to give that answer. Each uses the same statistics and each will come up with a different answer. Some methods will work well for a while and then fail miserably. Mr. Investor won?t know the means test is not working until money has been lost. A search in Wikipedia, the free Internet encyclopedia, will reveal scores of valuation formulas.

Suppose an investor had bought PMC Sierra (symbol PMCS) after valuation analysis at $14 per share. It soared to $254, dropped to $110, then back up to $245 and did a Niagara to $2.50. It now trades below $10.00. There is no valuation method that could have kept an investor on the right side of this stock. The Buy N Holder would be lucky to be even. Let?s not forget all those sleepless nights as the stock rampaged lower every day.

Understand what valuation is. It is like beauty. It is in the mind of the beholder. There is no single valuation method that is accepted by the investment community. The investor needs to know one thing and one thing only. If I buy it will it go up? If it does then the valuation at that time was ?good?. Valuations change and when they change for a particular equity and that equity loses price it is time to say goodbye. Sell.

True value for a stock, fund, bond, house, collectible, anything is the price someone will pay for it at that moment. That is true valuation. All else is speculation.

Al Thomas` book, "If It Doesn`t Go Up, Don`t Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he`s the man that Wall Street does not want you to know.

Copyright 2006

Article Source: http://EzineArticles.com/?expert=Al_Thomas

For more information, news and articles see:

Debt Management Help - Debt Management Help
...struggle with the bills every month? No matter how you juggle your finances there just doesn`t seem to be enough coppers in the bank to pay your creditors. You are not on your own. The UK has been ...
Visit Debt Management Help...

Structured Products - Structured Products
...atest structured productsthat are on the market? Do they compare and contrast, analyse and evaluate the products that will be suitable for their clients? If they take their role seriously they will ...
Visit Structured Products...

Bad Credit Loans - Bad Credit Loans
...ur problems and missed payments weighing heavily on your credit score? Looking for a loan is pointless isn`t it, or that`s how you see it anyway. Just because your finances haven`t been squeaky clean...
Visit Bad Credit Loans...

The Taxation People - Article03.html
...people in the UK, in fact as many as one in three UK taxpayers have paid too much tax! A new `No Win No Fee` tax refund service has just been launched by Greer & Taylor LLP on a dedicated new websit...
Visit The Taxation People...

Debt Solutions - Debt Solutions
...re spiraling out of control. With each passing month you are robbing Peter to pay Paul and the heavy cloud of debt is always hovering above your head. When you sit down to work out your money the si...
Visit Debt Solutions...

The Taxation People - Article01.html
... as many as one in three UK taxpayers have paid too much tax! The Taxation People, are a forward thinking online accountancy service that specialise in helping people who might be eligible for a tax ...
Visit The Taxation People...

Protected Investments - Protected Investments
... will conduct in-depth research about potential investments before recommending them to their clients. Services are available to help IFAs locate protected investmentsand one online site makes the wh...
Visit Protected Investments...

Homeowner Loans - Homeowner Loans
...ect debt to the utility firm. You`ll have to sort out funds for your credit cards next week and then there are the catalogue payments to make. It`s the same story each and every month where you stru...
Visit Homeowner Loans...


Click For More Detailed Information on:
little trade store ::my manufactured for you ::my young industry live ::new manufactured for you ::best young trade live

Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map

Copyright © 2003-2010. All Rights Reserved.


Valid CSS!